WE CAN PERFORM A

HOME LOAN HEALTH CHECK

IN A MATTER OF MINUTES

FIND OUT IF YOU’RE ELIGIBLE FOR RATES AS LOW AS 2.74%

 

HOME LOAN
HEALTH CHECK

Our average client saves $2,500 in the first year by refinancing. How much can you save?

IF YOUR RATE IS higher THAN 3.39% YOU’RE LIKELY PAYING TOO MUCH.

As a broker we act as an agent between you and 45+ lenders who are all fighting to win your business. We’ll advise, prepare, and negotiate with every possible bank and lender, ensuring that you’re getting the best setup available.

PRIMARY REASONS
WHY PEOPLE REFINANCE

LOWER INTEREST

After a couple years of having a mortgage it’s normal for your interest rate to be ‘out of date’ and not nearly as competitive with what the current market might be offering. Banks aren’t nearly as loyal to you as you are to them and if left untouched, your rate will climb well above what it should be. Primary reason why someone would refinance is to dramatically lower their interest costs. On average we save our clients $208/month in interest charges by refinancing with us.

CASH REBATES

Many banks are offering cash rebates for refinancing your home loan to them. Not only can refinancing be an opportunity to lower your interest rate but it can be a chance to get cash rebates paid to you for doing so. Some banks even offer $2,000 rebates per refinanced property. So if you have 3 properties, you’d get $6000 paid to you just for refinancing. It goes without saying, cash rebates aren’t everything and the bank must meet your needs and offer a market leading rate to ensure it’s worthwhile.

RENOVATIONS

Anyone looking to do renovations, start a business, consolidate personal debt or credits, or buy another property, will usually need to refinance and access the equity from a property. Let’s say you need $50k for renovations, but you don’t want to use the $50k you have saved. We can simply borrow the additional $50k needed by accessing it from the equity in your property. Most banks are okay with doing this for many different reasons including renovations, personal use, investment use, business use, going on holiday, buying another property, etc.

HOME LOAN HEALTH CHECK

WHAT IS A HOME LOAN HEALTH CHECK?

A Home Loan Health Check is a very quick check up on your current loan structure, aimed at fine-tuning your home loan and discovering any potential ways to save you time and money.

GIVE IT A GO.
IT’S FREE

Why Choose US

Quick Approval, Easy Process
We will guide you through this ever growing complex pre-approval and application process, helping you achieve your property or business dreams much easier and in much less time. Efficiency and speed is our forte, you'll see.
Access To 45+ Lenders
Not only do we deal with all the major banks and 2nd tier lenders but also a number of building societies, credit unions and specialised lenders that offer discounted rates and have flexible credit policies that other brokers don't even know exist.
Our Customers Love Us
Just check out our online reviews. We've helped countless people get into their first home even when they thought there was no way, or save thousands on their repayments, or secure that new business loan just in time. It's safe to say, we care.
We Welcome Complexity
We take pride in assisting clients who have unusual circumstances or just want extra attention. Where other brokers have failed, we regularly get the approval across the line. Plus, we can negotiate discounted interest rates not publicly advertised.
Financial Engineers Mortgage Brokers Sydney
Keen to get started?
Setup a meeting directly with our head broker.