NEED A NEW CAR BUT DON'T HAVE THE FUNDS?


Be on your way to owning a new car
with low financing from 5.49%

GET A QUOTE

(it's free, obviously)

Get the best financing available without the leg work. As a Finance Broker, we act as an agent between you and 25+ lenders who are all fighting to win your business. We advise, prepare, and negotiate with many lenders, ensuring you get the best car finance available.


Why use Financial Engineers? Great question...

car finance

Compare 25+ lenders with low rates on car finance

car finance

We do the heavy lifting and shopping around

car finance 

Fast pre-approval on car finance Australia wide

car finance 

100% car finance, no deposit required*

*Conditions apply. Request A Quote to see if you're eligible.

Car and Equipment Finance Solutions

Chattel Mortgage

You’ll own the car or equipment and the bank takes a mortgage on it as security for your new loan.

Key Facts:

  1. Suitable for cars and equipment.
  2. Fixed interest rates and repayments for the term of your loan.
  3. GST not applicable on loan repayments.
  4. You may be able to claim input tax credits for the GST included in the car/equipment’s price and also claim the depreciation and interest components of the repayments.
  5. Whether you’re looking to purchase a vehicle or an equipment for your business, a chattel mortgage equipment loan is popular for both.

Hire Purchase

The bank owns the car or equipment for the duration of the hire purchase agreement, but the title will transfer to you after your final payment.

Key Facts:

  1. Suitable for cars and equipment.
  2. Fixed interest rates and repayments for the term of your hire purchase agreement
  3. You may be able to claim input tax credits for the GST payable on interest and fees included in the price of the hire purchase.
  4. You’ll have the option to purchase the car or equipment at any time during the term of your hire purchase agreement.


Finance Lease

The bank owns the car or equipment but you can offer to buy it from them at the end of your lease agreement.

Key Facts:

  1. Suitable for cars and equipment.
  2. Fixed interest rates and repayments for the term of your loan.
  3. You may be able to claim input tax credits for rental and other charges that are subject to GST.
  4. Fixed or seasonal payment schedules are available so you can put your business’ cash flow first.
  5. Terms range from two to five years so you can choose the lease term that best suits you.

Novated Lease

The bank owns the car but you can offer to buy it off them at the end of your lease agreement.

Key Facts:

  1. Suitable for cars only for personal use only.
  2. Fixed interest rates and repayments for contract term.
  3. Payments are taken out from your pre-tax salary by your employer.
  4. As long as your new employer agrees to it, you can take the vehicle with you if you change employers.

If you'd like to discuss your situation with one of our Financial Engineers you can...

Request a Call Back

Very simple 4 step process. How it works...

1

GET A QUOTE

We’ll give you a breakdown of the costs and interest. We just need to know:
- The type of car or equipment you’d like to finance.
- How old it is.
- The amount of finance you need.

2

SUBMIT YOUR APPLICATION

We do this for you:
- We’ll give you a call and make sure we’ve got all the details we need. Then we submit to the lender on your behalf.

3

SIGN CONTRACTS

When your application is approved:
- We'll notify you of the outcome.
- Then request the invoice from the dealer on your behalf.

4

FUNDED WITHIN 24 HOURS

Leave the rest with us:
- We’ll get the money to your supplier in as little as 24 hours of you signing your agreement.



Car & Equipment Finance Quote


REQUEST A CALL BACK

(30 minutes or less)

GearsWe have much to offer... Check out what we can do